Our services

Finance for what you're building next.

From a first home or refinance through to SMSF property, commercial lending and business assets, LNO Mortgages helps you understand the available path and move forward with clarity.

Home lending

Support from preparation to settlement—and beyond

Explore lending support for buying, building, refinancing or reviewing a home loan, including options for borrowers with more complex income structures.

First home buyers discussing finance01

First Home Buyers

Compare suitable loan options based on income, deposit, borrowing position and property goals, with help on lender selection, application requirements and structure.

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Home loan pre-approval02

Pre-Approval

Prepare for a property offer by assessing borrowing capacity, application requirements and a suitable pre-approval path.

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Reviewing a home loan for refinancing03

Refinancing

Review an existing home loan and compare refinancing options across rates, fees, features, switching costs and current circumstances.

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Self-employed borrower reviewing home loan options04

Self-Employed Home Loans

Explore suitable options by reviewing business income, financials, documentation requirements and lender policy.

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Home loan health check05

Home Loan Health Check

Review current mortgage terms and identify possible savings or improvements so the loan remains competitive and suited to current needs.

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Residential construction project06

Construction Loans

Understand progress payments, lending requirements and finance structure from the early project stages through to completion.

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Property & wealth

Lending structures for investment property

Explore property finance personally or through an eligible Self-Managed Super Fund structure, with attention to borrowing capacity, deposit, liquidity and lender requirements.

Business & personal finance

Funding for assets, opportunities and growth

Explore commercial, vehicle, personal and asset finance options for eligible personal or business purposes.

Car and vehicle finance09

Car & Vehicle Finance

Compare finance and repayment structures for an eligible vehicle purchase while considering wider financial commitments.

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Commercial lending10

Commercial Loans

Explore lending solutions for eligible commercial property, business ventures and growth requirements.

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Personal finance discussion11

Personal Loans

Compare eligible personal finance options, rates and repayment structures based on purpose and circumstances.

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Business asset and equipment finance12

Asset Finance

Finance eligible machinery, equipment and other essential assets for personal or business needs.

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Not sure where to begin?

Start with the objective, then assess the lending path.

You do not need to choose a product before speaking with us. Begin with what you are trying to achieve and the LNO Mortgages team can help clarify the next step.

01
Share the objectiveTell us about the property, asset, refinance or business purpose.
02
Assess the scenarioReview borrowing position, income structure and lender requirements.
03
Move forward clearlyUnderstand the suitable path, documents and practical next steps.

Ready to discuss your next move?

Book a confidential conversation with LNO Mortgages or use the calculators to start exploring your borrowing scenario.

Mohit Gupta

(Principal Broker)

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© Copyright 2026. All Rights Reserved. Loan and Own Mortgages Pty Ltd ABN 50 677 151 923 under Credit Representative Number 562355 of Australian Credit Licence Number 384704. Member of the FBAA M-357731 of Australia