Objective first
Define the real goal, timeframe, security position and realistic path before choosing a lender.
Principal Broker · LNO Mortgages
Mohit Gupta
Principal Broker and Director, LNO Mortgages
B.Eng · Diploma of Finance & Mortgage Broking Management · FBAA Member · Credit Representative 562355
28 years in finance, credit and business. Three times a business owner. On your side of the table.
Mohit helps home buyers, property investors, self-employed borrowers, SMSF trustees and business owners across Sydney secure lending that is structured to be approved—not just submitted.
About Mohit
Advice shaped by real ownership experience
Mohit Gupta is the Principal Broker and Director of LNO Mortgages, a Sydney finance broking practice helping clients with residential, SMSF, commercial, business acquisition and asset finance.
He has worked in finance, credit and business transactions for more than 28 years across Australia, New Zealand and India. Before founding LNO in 2024, Mohit spent nine years as a senior commercial broker in New Zealand, guiding buyers and sellers through business sales and acquisitions. He was named RE/MAX New Zealand Top Commercial Broker in 2022 and 2023.
What sets his advice apart is that he has run the numbers from every seat. He has assessed credit, prepared valuations, negotiated deals and carried the cash-flow risk himself. When he looks at your application, he sees what the lender will see—and what you will live with after settlement.
Mohit works from LNO's Sydney CBD office on Sussex Street and by appointment from Castle Hill. He is happy to meet in person, by phone or on WhatsApp—whichever suits you.
How Mohit works
A clear path from objective to settlement
Every recommendation begins with what you are trying to achieve, then tests borrowing capacity, cash flow, lender policy and risk before an application is submitted.
Assess before you apply
Test serviceability, cash flow, risk and policy fit, then select the lender most likely to approve.
Credit-ready submissions
Prepare servicing analysis, documents, valuation inputs and risk commentary to a credit assessor's standard.
One point of contact
Mohit stays on your file from enquiry to settlement, with clear updates at every stage.
Where Mohit adds the most value
Lending expertise for complex, real-world scenarios
Specialist support across personal, property and business lending—with the commercial perspective to understand the whole transaction.
Self-employed & business owners
Guidance from someone who has owned businesses and understands how lenders read business financials.
SMSF lending
Residential and commercial property in super, with lender selection, liquidity and documentation coordinated with your advisers.
Commercial & business finance
Property-backed lending, working capital, private funding and specialist lender solutions.
Business acquisition finance
Funding to buy a business, with due-diligence and valuation insight drawn from nine years of business broking.
Residential lending
First-home buyers, upgraders, investors and refinancing, with access to more than 50 lenders.
Asset & vehicle finance
Finance for business and personal use, structured around cash flow and the life of the asset.
Qualifications & professional standing
Experience backed by recognised credentials
Formal lending, business and real-estate qualifications support Mohit's practical experience across finance and business transactions.
Lending & credit
- Diploma of Finance and Mortgage Broking Management (FNS50322), 2025
- Certificate IV in Finance and Mortgage Broking, 2024
- FBAA member M-357731
- FBAA anti-money laundering and compliance training
Business & real estate
- NSW Certificate of Registration—Business Broker, 2024
- Certificate IV in Real Estate Practice (CPP41419), 2026
- National Certificate in Real Estate, Level 4—REINZ, 2023
Academic
- Postgraduate Certificate in International Business—Bond University
- Bachelor of Engineering (Mechanical / Automotive)
Recognition & languages
- RE/MAX New Zealand Top Commercial Broker, 2022 and 2023
- English, Hindi, Punjabi and Fijian Hindi
- Conversational Japanese and Māori
Licensing and consumer protection: Mohit Gupta is Credit Representative 562355 of Finsure Finance & Insurance Pty Ltd, Australian Credit Licence 384704. Loan and Own Mortgages Pty Ltd (ABN 50 677 151 923) and Mohit Gupta are members of the Australian Financial Complaints Authority and hold professional indemnity insurance. National police and credit checks are maintained as part of Mohit's ongoing industry accreditation.
LNO Mortgages does not provide financial or legal advice. All lending is subject to lender assessment and your individual circumstances.
LNO Mortgages does not provide financial or legal advice. All lending is subject to lender assessment and your individual circumstances.
Make an informed decision
Know what to expect before you apply
Download the LNO Mortgages Credit Guide for clear information about our services, credit assistance, fees, commissions, complaints process and your consumer protections.
Contact Mohit
Start with a confidential conversation
Meet in Sydney CBD, arrange a Castle Hill appointment, or speak with Mohit by phone or WhatsApp.
0413 219 624
[email protected]
Suite 9, 281–287 Sussex Street, Sydney NSW 2000
Castle Hill, NSW—by appointment
Castle Hill, NSW—by appointment
